Mortgage Calculator
Estimate your monthly mortgage payments and see how much interest you'll pay over the term. Compare different interest rates, deposit sizes, and repayment types.
Mortgage Details
About Mortgage Calculations
Capital & Interest (Repayment): You pay off the loan amount plus interest each month. By the end of the term, you'll own the property outright.
Interest Only: You only pay the interest each month. At the end of the term, you'll still owe the original loan amount. You'll need a repayment strategy in place.
Loan-to-Value (LTV): This is the ratio of your loan amount to the property value. Lower LTVs typically get better interest rates. A 75% LTV or below usually unlocks the best rates.
Interest rates: The rates shown are examples. Actual rates available to you will depend on your circumstances, credit score, and the lender's criteria. Speak to a mortgage advisor for accurate quotes.
This calculator provides estimates only. It doesn't include fees, charges, or the impact of interest rate changes over time. Always seek professional mortgage advice.